What is an insurance broker?

Insurance can be overwhelming.

Understanding what insurance you need can be complex and it can be devastating if you get it wrong. It pays to have an insurance expert on your side.

As a business owner, the right insurance is important to help protect your workforce, premises and ability to keep trading, or if something goes wrong.

But with so many options available, how can you be sure you’re making the right choice? AIC Insurance Brokers can help you understand the cover you have, the cover you need – and any gaps you need to fill.

At AIC Insurance Brokers you can be assured that we work for you, not the insurer. We take the time to understand your business and the risks you face. We have access to policies from more than 150 national and international insurers – so you can feel confident you have all the cover you need.

Why use a broker?

The main advantage of working with a broker is that they can save you time, money and worries. They are your best allies when it comes to needing an expert opinion related to insurance services. For example, if you find yourself overwhelmed by the insurance jargon, they insurance brokers can make important information easier to understand. This way, they can be an important element when making a decision on which product you might acquire.

One important fact to consider is that their services are not expensive. In some cases, the cost you might pay with a broker is the same you could pay if you hire the policy directly with the insurer. They can negotiate their fees so they can offer great products without increasing the original price or even a smaller one.

Another advantage of working with brokers is that they can get policies and services that might not be available for common buyers. This might be because of the connections they create with the insurers or special offers only available through them.

So, if you come across a situation that requires a claim, an insurance broker might be the one to react on your behalf. The brokers and their liaisons with the insurance companies might be crucial to negotiating the best result for you. So, regardless of the insurance you need, get in touch with an insurance broker and discover all the available options you could get to protect your business.


Leave us a message